Traditionally, most card payment terminals have used purpose-built hardware and software, running an embedded operating system for reasons of cost and performance. Over the years however the market has gradually evolved and many payment terminals now use general purpose platforms that support Java.
When developing EmvJ – the platform-independent EMV Level 2 Kernel that runs on any Java Virtual Machine – CreditCall wanted to harness the full potential of Java. Thus EmvJ is not only a very powerful and versatile kernel but has also been highly optimised for both performance and size, making it ideal for use on any payment device – whether it’s an ATM, an unattended kiosk or an EFT PoS (Point-of-Sale) terminal.
A major focus during the development of EmvJ was to provide an EMV Kernel that could easily be integrated into a card payment application. This enables EMV novices to quickly achieve an EMV-compliant transaction using EmvJ with only a few lines of code, and also provides advanced features to customise the kernel to support specific EMV Level 2 or card scheme-specific functionality appropriate to a particular solution.
The EmvJ Kernel was also designed to allow any PIN-pad and card reader components to be added without recompilation of the Kernel, by providing the drivers for those in separate Java packages. This can provide significant savings when undertaking the EMVCo Level 2 approval processes if multiple configurations and PIN Pads need to be supported. Drivers are already available for popular PIN Pads and EMV Level 1 approved card readers, including those from Ingenico, Verifone, Gemalto, Magtek and Sankyo.
CreditCall’s family of EMV Kernels are maintained to the very latest EMV Level 2 and industry standards, so you can be certain that they provide the best EMV solutions both now and in the future. Check out www.emvx.co.uk for further details of these EMV Level 2 Kernels.